Terms of Service

1. Acceptance

By accessing or using Soldiers Legacy, you agree to these Terms of Service. If you do not agree, do not use the website.

2. About Soldiers Legacy

Soldiers Legacy is owned and operated by Calvin Harvey II. We provide educational information regarding estate planning, veteran burial benefits, and access to licensed representatives offering supplemental whole life insurance and hospital indemnity insurance.

3. No Government Affiliation

Soldiers Legacy is a private business and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs (VA), the Department of Defense, or any other government agency unless expressly stated.

4. No Legal, Tax, Financial or Medical Advice

Information on this website is for general educational purposes only and is not legal, tax, financial, medical, or insurance advice. Consult qualified professionals before making decisions.

5. Estate Planning

Estate planning documents may be provided through third-party providers. Soldiers Legacy is not a law firm and does not create an attorney-client relationship.

6. Insurance

Insurance products are offered only through properly licensed insurance professionals where permitted by law. Coverage, eligibility, rates, and policy issuance are subject to underwriting and policy terms. Nothing on this website guarantees approval or coverage.

License #: 18230288 | Licensed in: MI, OH, SC, VA

7. Veteran Benefits

Information regarding veteran benefits is educational only. Eligibility for any government benefit is determined solely by the applicable government agency.

8. Communications

By submitting your information, you consent to receive calls, emails, SMS/text messages, prerecorded voicemail, and appointment reminders from Calvin Harvey II. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to opt out of texts.

9. AI Services

Any AI assistant provided through this website may produce incomplete or inaccurate information. Verify important information with a licensed representative or appropriate professional.

10. User Responsibilities

You agree to provide accurate information, use the website lawfully, refrain from attempting unauthorized access, and not interfere with the operation of the website.

11. Intellectual Property

All website content, including text, graphics, branding, logos, videos, software, AI prompts, and training materials are owned by or licensed to Soldiers Legacy and may not be copied, reproduced, or distributed without written permission.

12. Third-Party Services

The website may use third-party platforms including scheduling, communications, payment, hosting, and video providers. Soldiers Legacy is not responsible for the availability or practices of third-party services.

13. Disclaimer of Warranties

The website and its content are provided 'AS IS' and 'AS AVAILABLE' without warranties of any kind, express or implied.

14. Limitation of Liability

To the fullest extent permitted by law, Soldiers Legacy and Calvin Harvey II shall not be liable for indirect, incidental, consequential, special, punitive, or exemplary damages arising from use of the website or services.

15. Indemnification

You agree to defend, indemnify, and hold harmless Soldiers Legacy and Calvin Harvey II from claims arising from your misuse of the website or violation of these Terms.

16. Arbitration

Any dispute arising under these Terms shall be resolved through binding individual arbitration under applicable law. Class actions and class arbitration are waived to the fullest extent permitted by law.

17. Governing Law

These Terms are governed by the laws of the State of MI, OH, SC, VA, without regard to conflict-of-law principles.

18. Changes

These Terms may be updated at any time. Continued use of the website constitutes acceptance of revised Terms.

19. Contact

Questions regarding these Terms may be directed through our contact page.